As we all now know, Australia and the rest of the Western World are facing a period of change to almost every facet of our lives, partially at the insistence of the United Nations with its big plans for the year 2030 together with new political, financial and social group demands for a different global look.

Literally anything and everything we now do and depend on is likely to be subjected to some major difference within the years just ahead.

As a result of this obvious trend, we are best advised to start planning as soon as tomorrow on how we intend to grapple with these challenges currently being planned, sometimes largely ‘behind the scenes.’

This particular story of the likely re-design of our present-day way of life means that we all must now work to soften the blows on each of us from these future changes, some of which are already manifesting around us and threatening our way of life.

Whether we like it or not, we are, for instance, going to be forced into adopting a sense of minimalism with whatever we do and own.

With inflation likely to be with us for a long time yet, with its cost-of-living and reduced distribution of goods problems, we are going to have to learn how to do without those things we buy on impulse and do not necessarily need.

How many times have we all made a purchase on the spur of the moment, only to store it in a cupboard to collect dust?

The increasing prevalence of cyber-attacks on the banks and on your own bank cards is another matter we have to tackle head-on. National Australia Bank recently warned that all four of Australia’s banks were under increasing attack with a “financial war” being waged by highly proficient hackers who are getting away with over $3 billion of Australia’s hard-earned money in only a matter of 12 months.

In spite of Government assurances that our banked wages and savings are suffering big losses, some politicians and bankers are still intent on introducing a cashless society within so many years. This is basically a case of placing the cyber foxes in charge of the chickens’ I.D.s and encouraging more blatant wholesale theft of our individual and company assets.

The more we digitalise our finances, the more money will no doubt be stolen from our bank accounts. The scale of this literally unstoppable theft has never been experienced before by us paying our debts with real cash notes. When did you last hear of someone being held-up at gunpoint and having his or her wallet of weekly expenses stolen?

The only answer for our present challenge is for us to all stand against any attempted introduction of cashlessness and to only use our bank cards to withdraw notes from actual bank branches and ATMs.

Since I had a modern digital bank card forced on me by my bank, I have never used it for the payment of absolutely anything. Instead, I visit my bank on a regular basis to withdraw small amounts and then pay my debts by cash or by lodging the money through a local Post Office.

At least one close friend of mine lost a considerable amount of money devoted to financing a non-profit community project we were devising at the time. He made the big mistake of paying out a sum over the internet and a foreign cyber attacker found the card numbers and got away with some much-needed currency.

This brings to mind the growing necessity for all our post offices to be partly turned into regular banks to make up for the greed-based active plans by some banks and financial institutions to close their local branches, particularly in regional areas.

The sad truth of the big challenges now ahead of us is that we in Australia and the rest of the Western World have been snugly living beyond our means with closed eyes to developments that now bring us grief, financial losses and fears for the future.